Is a 3 % margin good
in your industry?
It depends on how many employees you have. Among construction contractors with 1-19 employees the median is 3.5 percent - among those with 200-499 it is 0.7. Qalkylera compares your company against the right industry and the right size class, every month, straight from the books.
Against the industry
Residential construction · SNI 41200
- Operating margin
- 11,2 %Good
- Working capital/revenue
- 15,1 %Good
- Equity ratio
- 16,8 %Deviating
- Days sales outstanding
- 126 daysDeviating
From a run on a demo company. The assessment is made against the industry's own spread in the right size class - not against a rule of thumb.
What is Qalkylera?
An institutional financial system combining AI-driven analysis with professional Excel models. The system creates budgets, forecasts, cash flow models, company valuations and audit-proof documentation automatically - fully traceable at transaction level.

Powerful features
Everything you need for modern financial management
Pre-Audit & Risk Analysis
AI-driven review that identifies risks, mispricing, and anomalies before the auditor does. Get a health score for the company and ready-made documentation for year-end and audit.
Forecasts & Budget
Create budgets, scenarios and cash flow forecasts based on historical data.
KPIs & Health
Real-time overview of financial health with automated KPIs and trend analysis.
Company Valuation
Automated company valuation with DCF multiples and scenarios for strategic decisions.
Team & documents
Share documents and analyses with your auditor, board or colleagues - role-based access, you decide who sees what.
Excel Engine & AI Calculations
Create professional Excel models automatically - budget, forecast, cash flow and report packages. Continue working in Excel exactly the way you want.
For whom?
Companies - owner-led, through the accountant or with a finance function - and housing cooperatives.
Companies
CFO-level decision support for all companies. Analyses, forecasts and reports.
Accounting firms
Turn the report into a conversation: industry position, checks before the auditor and a recommendation - per client company.
Finance function
Stress test, valuation against real percentiles, scenarios, board report and an audit-proof event log on top of the books.
Housing cooperatives
Operating costs against the municipality and the country, energy against the county, debt and fee per square metre, interest coverage and maintenance fund - from the association's books, explained for the whole board.
How do we compare with the alternatives?
Honest comparisons, including when another tool is the right choice for you.
Qalkylera vs Fortnox Rapport & Analys
The reporting package you already have - and what is missing from it.
Läs jämförelsenQalkylera vs Boardeaser
Strong on groups and report distribution. We are on industry context.
Läs jämförelsenQalkylera vs Benchtell
Industry comparison via your accountant - versus comparison plus explanation.
Läs jämförelsenSee where your company stands
Upload an SIE file from any accounting system and the engine works through the financial year in under a minute. No account needed to try it.